Birmingham has one of the most diverse city economies in the UK. Alongside its long manufacturing and automotive heritage it now hosts large professional-services, financial and digital sectors, a growing student and creative population, and major regeneration around the city centre and HS2 corridor. Credicorp lends to Birmingham limited companies and LLPs only, for genuine business purposes — never to individuals or sole traders.
Sectors we commonly support
Birmingham's blend of engineering supply chains, construction, hospitality and business services means cash-flow needs vary widely. A firm winning a larger contract often needs working capital before the contract pays; a hospitality operator may need to fund a refurbishment between busy periods.
Legitimate uses
- Working capital to fulfil a new order or contract.
- Equipment, fit-out or vehicle purchases for an expanding company.
- Bridging a gap between invoicing and payment.
- Covering seasonal or project-driven dips in income.
Flex or Slice
Credicorp Flex gives a flexible drawdown facility; Credicorp Slice is a fixed-term loan. The rate, amount and term are always those set out in your own offer.
The protections position
Credicorp is an exempt business lender outside the FCA consumer-credit regime — the Financial Ombudsman Service and FSCS do not apply. We do not take personal guarantees from directors; the agreement is with the company. Read your offer carefully and contact us with any questions before you accept.
See also: Financing an Aberdeen limited company, Business lending in Coventry and Can a company limited by guarantee apply?.