Your SIC code does not by itself decide whether you can apply. Eligibility rests on the core requirements — a UK limited company or LLP, enough trading history, a business bank account and a genuine business purpose — not on which industry code you registered under.
Sector as context, not a gate
Different sectors have different cash-flow shapes: a seasonal trade, a project business with lumpy income, a steady service firm. We read your actual bank activity, so those patterns show up in the affordability assessment regardless of the code on file. The code is a label; the money is the evidence.
If your SIC code no longer reflects what you do, it is worth updating at Companies House for accuracy, but a mismatch alone will not sink an application — we assess what the accounts and bank feed actually show. See what happens if your company details have changed.
Sector-specific guidance
For how funding needs differ industry by industry, Credicorp Tools and the sector guides at Credicorp for Sectors go deeper. Eligibility basics are in which business types can apply.
Whatever your sector, you can apply.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: Which business types can apply?, What if my companys details have recently changed, Whether you need to be VAT-registered or trading a certain time.