Yes. If your franchise operates as a UK limited company or LLP with its own business bank account and genuine trading, it can apply like any other qualifying business. Being part of a franchise network does not change the core eligibility test — we assess your company's own trading.
Your company, your figures
We look at the individual franchise company's cash flow and credit picture, not the franchisor's. A well-run franchise unit with steady takings presents just like any healthy trading company — what does assessing affordability mean. The basics are in which business types can apply.
Fees, stock, refits or a seasonal push tied to the franchise are all genuine business purposes — what counts as a business purpose. Size the borrowing to the need and the takings — does applying for a larger amount make a decline more likely.
Structure matters
What counts is your legal structure and trading, not the brand above the door — a sole-trader franchisee is a different case — whether a sole trader or partnership can apply. Model any franchise outlay at Credicorp Tools, and see sector context at Credicorp for Sectors.
Apply for your franchise company.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: Which business types can apply?, What counts as a business purpose?, Whether a sole trader or partnership can apply.