Yes. A single-director company — just you, running a small limited company — is absolutely able to apply. Size and headcount are not eligibility tests; a one-person company is assessed on its trading and cash flow like any other, and being the sole director simply means you are the one who signs.
Small is fine
We lend to companies of all sizes, including micro-businesses. What we assess is the same: genuine trading through the business account, a clean record, and affordability — what does assessing affordability mean and which business types can apply. A modest but healthy one-person company can present very well.
As the only director you have the authority to commit the company — who at my company can sign off a credicorp application — so there is no co-director approval to arrange, unlike multi-director companies.
Borrow to your scale
Ask for an amount that matches a small company's cash flow — does applying for a larger amount make a decline more likely — and model it at Credicorp Tools. There is no personal guarantee, so this stays the company's debt, not yours — why we do not take a personal guarantee.
Apply as a one-person company.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: Which business types can apply?, Who at my company can sign off a credicorp application, Why we do not take a personal guarantee?.