Yes — holding an offer elsewhere does not stop you applying to compare. It can be a smart move to see whether a different product, cost or structure suits you better. Just be mindful of footprints: apply thoughtfully to compare, not scatter applications everywhere.
Comparing sensibly
An existing offer gives you a benchmark. Applying to see how we compare is legitimate — but each application leaves a footprint, so a couple of considered comparisons is wiser than a dozen — does applying more than once hurt my chances and how do multiple applications affect each other.
- Total cost — model both at Credicorp Tools.
- Whether a personal guarantee is required — with us, no — why we do not take a personal guarantee.
- Speed and flexibility — how is applying different from a bank.
No obligation either way
Applying to compare commits you to nothing — will applying commit me to anything — and you can decline whichever offer you do not want. The comparison guides at Credicorp Learn help you weigh like for like.
Apply and compare on the numbers.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: How is applying to Credicorp different from applying to a bank?, Will applying commit me to anything?, Does applying more than once hurt my chances.