Opportunities sometimes appear with a short fuse: a supplier clearing a line, a closing business selling its stock, or a one-off lot at a price you will not see again. If the goods fit your market, a Credicorp loan can give you the cash to act before the chance is gone.
Be quick, but be disciplined
A bargain is only a bargain if you can sell it. Before committing, be honest about how much of the lot you can realistically move, at what price, and over what period. Compare the expected margin against the cost of the funding at the rate shown in your offer, and discount for anything you may have to clear cheaply.
Check the goods, not just the price
- Condition, shelf life, and whether the stock is current or dated.
- Any warranty, returns, or after-sales obligations that come with it.
- Storage and handling for a sudden large volume.
How we lend
Credicorp lends only to UK limited companies and LLPs for business purposes. The loan is to the company, with no personal guarantees from directors. Credicorp Slice suits a single opportunistic purchase. Repay over your agreed term.
As an exempt business lender, Credicorp is outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS protection do not apply.
See also: Replacing equipment that has failed unexpectedly, How can a retailer fund seasonal stock? and Marketplace payout delays and how funding bridges them.