The South East is one of the most economically active regions outside London, with a business base that ranges from technology and aerospace clusters around Reading, Farnborough and the M3/M4 corridor, to ports, logistics and agriculture along the Kent and Sussex coasts, to professional services in commuter towns across Surrey and Berkshire. Credicorp lends to UK limited companies and LLPs only, for genuine business purposes — we do not lend to individuals or sole traders.
The regional picture
Proximity to London, major ports such as Dover and Southampton, and Gatwick and Heathrow airports give South East companies strong trading links — but also exposure to seasonal and cross-border timing pressures. Many of the businesses we support here are managing the gap between large contracts landing and being paid.
Typical, legitimate uses
- Stocking up ahead of a tourist or trade season along the coast.
- Funding equipment or vehicles for a growing logistics or trades company.
- Covering supplier deposits while waiting on a customer payment.
- Smoothing payroll through a quieter quarter.
Flex and Slice
Our two products are Credicorp Flex, a facility you draw on flexibly, and Credicorp Slice, a fixed-term loan with a set repayment schedule. The rate, amount and term are always those set out in your individual offer — never a headline figure.
What to bear in mind
Credicorp is an exempt business lender outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS protections do not apply. We do not take personal guarantees from directors; the agreement is with your company. If your South East limited company is considering short-term finance, review your offer in full and get in touch before accepting.
See also: Business lending in London: how we support limited companies in the capital, Business lending in Newcastle upon Tyne and Business lending in Northern Ireland.