The Midlands is the manufacturing and logistics heartland of England, anchored by Birmingham as the UK's second city and stretching across the East Midlands hubs of Nottingham, Leicester and Derby. Automotive supply chains, advanced engineering, distribution and a sizeable professional-services base all cluster here, helped by the region's central position on the motorway and rail network. Credicorp lends to UK limited companies and LLPs only, for genuine business purposes — not to individuals or sole traders.
Why timing matters here
Manufacturing and supply-chain businesses often carry significant work-in-progress and stock, and frequently sell on extended trade credit terms. That combination creates predictable but real cash-flow gaps between paying for inputs and being paid for outputs.
Common, legitimate uses
- Buying raw materials or components ahead of a confirmed order.
- Funding tooling, machinery or vehicles for a growing operation.
- Bridging extended trade-credit terms with larger customers.
- Covering payroll or overheads while a major invoice is outstanding.
Flex and Slice
Credicorp Flex is a flexible facility your company draws on as needed; Credicorp Slice is a fixed-term loan with a set schedule. The rate, amount and term are always those in your individual offer — we never quote a single headline figure.
What to know before borrowing
Credicorp is an exempt business lender outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply. We take no personal guarantees from directors — the loan is to the company. Midlands limited companies should review the offer in full and contact us with questions first.
See also: Business lending in Leicester, Business lending in Nottingham and Business lending in the East of England.