Credicorp lends to UK limited companies and LLPs, and companies based in Stockport and the broader Greater Manchester fringe are eligible to apply. There is no director personal guarantee — all lending is to the company.
What drives demand for short-term finance in Stockport?
Stockport has a varied commercial economy including professional services, digital and creative businesses, retail, construction, and light manufacturing. Many of these companies share a common pressure: costs arrive before revenue does. A contractor covering subcontractor wages, a digital agency bridging between project milestones, or a retailer funding a seasonal stock build — each has a legitimate need for short-term working capital that a standard business loan or revolving facility can address.
How does Credicorp Flex work for a Stockport company?
Credicorp Flex is a revolving credit facility. Your company is approved up to a credit limit, and you draw against it as needed. When invoices settle and cash comes in, you repay what you used. The limit remains available to draw again without a fresh application. For a Stockport company with regular but lumpy cash needs across the year, this avoids the overhead of repeatedly applying for individual loans.
What if I just need to spread one large bill?
Credicorp Slice is built for that. It takes a specific supplier or service bill and spreads it across three or four weekly instalments at a flat 6% fee. It is not a general facility — it attaches to a named invoice — but it is a fast, low-friction way to manage one significant outgoing without disrupting the rest of your company's cash position. For a larger or ongoing need, a Business Loan or Flex facility is more appropriate.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Crewe limited companies, Business finance for Chester limited companies, Business finance for Carlisle limited companies