Credicorp lends to UK limited companies and LLPs operating from Inverness and across the Highland Council area. Distance from major financial centres is no barrier: our process is fully online, meaning a company based in Inverness, Nairn, or any part of the Highlands is assessed on exactly the same basis as one based in a major city.
Finance options for Highland businesses
- Business Loan — a fixed lump sum repaid over a defined short term. Highland companies with one-off capital needs — such as vehicle purchases, site equipment, or seasonal preparation costs — often use this product.
- Credicorp Flex — a revolving credit line that lets you draw, repay, and draw again within your limit. Particularly relevant to tourism, hospitality, and food-and-drink businesses where Highland seasonality creates sharp cash-flow swings.
- Credicorp Slice — spreads one large supplier or service bill across three or four weekly instalments at a flat 6% fee. A low-friction solution when a single payment is the pinch point.
Does remote location affect eligibility?
No. Credicorp assesses UK limited companies and LLPs based on their financial standing and trading activity, not their postcode. A company registered in Inverness is as eligible as one in London. The entire application, agreement, and repayment process is managed online, so geography does not add delay.
Scottish company law considerations
Credicorp facility agreements apply under English law regardless of where the company is incorporated. Scottish incorporation at Companies House does not affect eligibility or the terms of the facility. Directors should be aware that Scots law differs from English law in some respects, and may wish to take independent legal advice on the agreement terms.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Perth (Scotland) companies, Business finance for Stirling limited companies.