Yes. Credicorp is a fully online lender and Halifax-based limited companies can apply without visiting a branch or meeting a manager in person. If your business is incorporated as a UK limited company or LLP, you can apply for finance in the company's name, with no requirement for directors to guarantee the debt personally.
What finance products are available?
There are three options. A Business Loan provides a fixed sum repaid over a short, fixed term — good for capital purchases or one-off costs where you want predictable repayments. Credicorp Flex is a revolving facility with a set credit limit: draw against it, repay, and draw again without reapplying each time. This suits businesses in and around the Calder Valley with variable order patterns or seasonal peaks. Credicorp Slice takes a single supplier or service invoice and spreads it across three or four weekly payments at a flat 6% fee.
How quickly can a Halifax company get a decision?
Our credit model processes applications using your submitted documents. Providing complete, up-to-date bank statements and accounts means the review can move quickly. We will contact you if we need clarification. We do not quote guaranteed turnaround times because every application is reviewed individually.
What if my company has mixed trading months?
Variable months are common across West Yorkshire's SME base. Our model looks at overall trading patterns rather than penalising a dip in one month. If your business has seasonal characteristics, a brief note explaining the cycle can be helpful when you submit.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Huddersfield limited companies, Business finance for Blackburn limited companies.